OneCard Is India’s First Metal Credit Card And Its Lifetime Free Credit Card There Is No Charges Like Joining Fees Or Annual Fess. In This Post, We Provided How To Apply For A OneCard Free Metal Credit Card And Full Details Of OneCard. Also if you want to check out the best lifetime free credit cards then click here.
OneCard is an entry-level credit card launched by FPL Technologies that works on the IDFC bank platform through Visa (Signature) network. There is no joining or annual fee, markup Fee (1% + GST) & Interest rate (2.5%).
As said earlier this card is ideally a lifetime free credit card without any joining fee which also comes in metal form factor. the regular reward rate varies anywhere between 0.2% to 2% and in case you get 5X then your reward rate could be anywhere between 1% to 10%.
At present OneCard Is Offering Great Discounts Offers On Amazon, Flipkart, Swiggy, Zomato, BigBasket, BookMyShow, Etc. Not only salaried, but even students can also get this; the process is explained below.
OneCard Credit Card
Annual Fee – Nil
Markup Fee – 1%+GST
Interest Rate – 2.5%
Refer & Earn ₹250
Onecard has a very lucrative refer-and-earn program, where you can earn a flat ₹250 whenever your friend joins and get a credit card through your link. Whenever a new member joins through your link, give you will receive 2500 points which are equal to ₹250, which you can use to pay your credit card bill.
How to Apply?
OneCard initially was located in 15 cities including Pune, Mumbai, Bangalore, Ahmedabad, Baroda, Surat & Delhi but now it has been available to almost all locations.
- Download OneCard App & Register With Basic Details
- Do basic KYC (Aadhar, Selfie & PAN card)
- The app will automatically calculate the credit score and let you know if you are eligible to get this card.
- If You Are Not Eligible Then Just Make ₹2000 FD & You’ll Get a ₹2200 Credit Limit. The credit limit can be increased if you increase the FD amount.
